PayIQ Fintech Platform

PayIQ is a financial platform for people and small businesses in Nigeria. We designed and built the whole product: a consumer app for payments, bills, savings, virtual cards and split bills; a business app that keeps the books, issues FIRS-compliant e-invoices, runs payroll and gives every merchant an online storefront; and Ibra, an AI assistant that categorises spending and flags problems before they happen. It runs on one backend, with admin and vendor dashboards on the web.